Dhanlaxmi Bank Share Price Prediction 2025 to 2030
Dhanlaxmi Bank Share Price Prediction 2025 to 2030:Dhanlaxmi Bank, nearing its 100-year milestone, stands as a prominent name in retail banking, corporate banking, and treasury operations, especially in southern India. With a network of 255 branches, 275 ATMs, and 17 business correspondents across 14 states and one Union Territory, the bank has built a legacy of trust. However, recent challenges, including capital inadequacies and internal board conflicts, have posed significant hurdles. Despite these challenges, the DHANBANK NSE stock has surged by 192% over the past six months, drawing the attention of investors.
This article delves into the share price predictions for Dhanlaxmi Bank from 2025 to 2030, along with the latest news, financial performance, and key insights for investors.
Dhanlaxmi Bank Latest News
- Capital Challenges: The Reserve Bank of India (RBI) has issued an ultimatum to Dhanlaxmi Bank to raise more capital. Failure to comply could result in regulatory intervention, including the possibility of superseding the board.
- Q3 FY24 Performance: Following the release of Q3 FY24 financial results, the bank’s share price rose by 70% over 10 sessions. The bank reported an 11.5% YoY growth, achieving revenue of ₹24,657 crores.
- Regulatory Penalty: On January 12, 2025, the RBI imposed a fine of ₹1.20 crore for regulatory non-compliance.
- Leadership Update: The RBI has approved the continuation of JK Sivan as Managing Director and CEO. His tenure, originally set to end on January 29, 2024, has been extended, ensuring leadership stability during critical times.
Dhanlaxmi Bank Share Price Target for 2025
| Month | Maximum Target (₹) | Minimum Target (₹) |
|---|---|---|
| January | 77.55 | 56.98 |
| February | 80.87 | 55.87 |
| March | 78.92 | 56.76 |
| April | 81.43 | 53.65 |
| May | 80.67 | 57.32 |
| June | 83.98 | 56.00 |
| July | 86.00 | 58.11 |
| August | 86.21 | 59.89 |
| September | 90.65 | 62.76 |
| October | 95.78 | 63.34 |
| November | 93.99 | 66.89 |
| December | 95.21 | 68.44 |
Dhanlaxmi Bank Share Price Predictions: 2026 to 2030
| Year | Maximum Target (₹) | Minimum Target (₹) |
| 2026 | 108.66 | 75.34 |
| 2027 | 115.89 | 83.76 |
| 2028 | 126.45 | 92.98 |
| 2029 | 139.34 | 105.87 |
| 2030 | 156.65 | 117.43 |
Dhanlaxmi Bank Financial Overview (2023)
Key Financial Metrics:
- Revenue: ₹4.59 billion (⬆ 5.63% YoY)
- Operating Expense: ₹4.27 billion (⬆ 7.54% YoY)
- Net Income: ₹493.63 billion (⬆ 37.48% YoY)
- Net Profit Margin: 10.76 (⬆ 30.11% YoY)
- Total Assets: ₹151.32 billion (⬆ 9.69% YoY)
- Total Liabilities: ₹141.71 billion (⬆ 9.89% YoY)
- Equity: ₹9.61 billion
- Return on Assets: 0.34%
Shareholding Pattern
- FII: 11.89%
- DII: 0.07%
- Retail & Others: 88.04%
Competitive Landscape
Dhanlaxmi Bank operates in a competitive sector, with notable peers including:
- HDFC Bank: Market Cap ₹1,078,526.55 crore
- ICICI Bank: Market Cap ₹718,112.06 crore
- Kotak Mahindra Bank: Market Cap ₹344,949.47 crore
- Axis Bank: Market Cap ₹329,733.60 crore
- IndusInd Bank: Market Cap ₹116,232.96 crore
- Bandhan Bank: Market Cap ₹32,347.24 crore
Investment Considerations
- Strong Gross Advances: Dhanlaxmi Bank’s gross advances grew by 11.93% YoY, reaching ₹9,244 crore in Q3 FY24.
- Rising Deposits: Total deposits increased by 10.60% YoY to ₹14,310 crore in Q3 FY24.
- Improved Profitability: H1 FY24 net profit reached a historic high of ₹51 crore.
- Stock Performance: Dhanlaxmi Bank’s share price has risen by 192% in 2023, showcasing substantial market interest.
Conclusion
Dhanlaxmi Bank’s share price trajectory reflects its potential for steady growth, bolstered by strong financial performance and improved profitability metrics. However, challenges like capital inadequacies and regulatory scrutiny warrant cautious optimism. The predicted share price targets for 2025 to 2030 indicate promising returns, making it a viable option for long-term investors. As always, expert advice is recommended before making investment decisions.
FAQs
- What is the Dhanlaxmi Bank Share Price Target for 2025?
- The target ranges between ₹95 and ₹53.
- What is the Dhanlaxmi Bank Share Price Target for 2026?
- The target ranges between ₹108 and ₹75.
- What is the Dhanlaxmi Bank Share Price Target for 2030?
- The target ranges between ₹156 and ₹117.
- What is the Dhanlaxmi Bank Share Price Target for 2024?
- The target ranges between ₹81 and ₹40.
Disclaimer: This article is for informational purposes only. Always consult a financial advisor before investing.
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